Essential Responsibilities:
Process and close loans as assigned, HELOC, auto, brokerage secured and boat loans.
Maintain and manage loan processing queue daily
Provide excellent service to our members and loan administration personnel in the field
Processing Loans:
Prepare loan documents within regulatory timeframes
Adheres to Service Level Agreements
Prepares CIT documentation for HELOC, auto, brokerage and boat loans with assistance
Input HMDA data and understands HMDA regulations
Handles exceptions in a timely manner with assistance
Input loans into the Loan Documentation System
Prepare attorney’s instructions
Prepare loan proceeds checks/wire transfers/general ledger entries
Review final loan documentation after closing
Correct any collateral exceptions in a timely manner
Collaborate with team members outside of department to ensure smooth closing process for members
Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA).
Other duties as assigned.
Minimum Required Skills & Competencies:
Excellent customer service skills
Strong organizational skills
Ability to work independently
Strong computer skills (Word, Excel)
Professional telephone skills
Ability to work under time constraints
Ability to multitask
Experience in consumer loan area of banking to include loan documentation and regulations, specifically real estate secured
Desired Skills & Competencies:
Knowledge of loan documentation
Knowledge of loan origination system
Experience with Real Estate closings
Strong technology skills (Power BI, intermediate or above Excel skills)
Knowledge of consumer loan regulations
Physical Requirements:
Express or exchange ideas by means of the spoken word via email and verbally.
Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time.
Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.
Not substantially exposed to adverse environmental conditions.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.
41 CFR 60-1.
35(c)
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